botech international, llc


Botech
buyer's option technology
"…how to achieve peace of mind."

In the U.S. alone, the life insurance coverage gap is over $15.3 trillion dollars.* In other words, 58 million people do not have enough coverage to protect themselves and their loved ones in case of the unexpected loss of primary wage earners.  Many do not have a life insurance policy at all; most do not have a policy that is adequate.  Of these consumers who need additional life insurance, 86% have not purchased because they believe it is too expensive, 
when in fact, it costs them 3 times less than expected.+

Today's consumer is much more savvy and demands a 
product  that performs...


loans, leases & legacies
performance for the long term
"...Cover your debt.  Protect your estate.  Secure your family."

cover your debt
Coverage can be tailored to blanket some or all of your debt obligations. 

transition assets to beneficiaries
Coverage not allocated for debt can be used to pay estate taxes, 
using smart money - pennies on the dollar - to get the job accomplished.

relieve financial stress & burden
At a time when your family has many pressing concerns, a solid financial outlook should not be one of them.  Plan for their futures before the necessity arises.


*source: LIMRA's 2012 report, "Closing the Insurance Gap: One Household at a Time"
+source: LIMRA's report, "Facts About Life 2013,"  and additional consumer studies performed by LIMRA